Home Insurance - Online Quotes
Looking for a cheaper home insurance quote?
- Home insurance quotes online take just minutes and Park Insurance offer over 80 different policies Our Home Insurance products are available to buy online and is a straightforward way to cover your home and your most prized possessions. You can get an immediate quote online right now.
Plus...
- Option to pay monthly
- Up to 30% no claims discount
We all make sizable investments in buying a home, furnishing and decorating it, you can protect yourself against risks with a home insurance policy provided by Park Insurance Services.
Generally these policies are broken down into two sections; buildings insurance and contents insurance. The buildings insurance covers your home's bricks and mortar that is the home itself. Home contents insurance covers most other items contained within your home.
If your property is used as security for a loan (a mortgage or another secured loan) then it will likely be a requirement from your mortgage or (loan provider that you arrange and maintain adequate insurance cover for the building for the term which the loan covers. This requirement ensures that should something untoward happen to your property for example a fire or a flood, the value of your property (and your lender's investment) is not affected.
Contents insurance covers your possessions inside your home, for example furnishings. Cover is provided either on a 'like for like' or a 'new for old' basis. A like for like basis will provide you with monetary compensation equivalent to the value of your insured item just before it was damaged whereas new for old will provide you with monetary compensation which would allow you to replace the damaged item with an equivalent new item.