How does a criminal record affect van insurance cover?
Criminal convictions, whether that’s three points for a speeding offence or a ban, will impact your insurance cover, generally by increasing the amount you pay on your premiums. Unfortunately, insurers regard anyone with convictions as a higher risk. However, eventually, these convictions will be removed from your licence and in time, your insurance premiums should come back down.
Who is this type of insurance for?
Convicted driver van insurance is specifically designed for van drivers with driving convictions, regardless of how those convictions were acquired. As most van drivers use their vehicles for commercial purposes, convicted van insurance policies will typically reflect this and cover drivers for commercial use, rather than just 'domestic and pleasure' use. If you need to drive your van for work but have points on your licence or have just finished a driving ban, this insurance is for you.
Benefits of bespoke insurance cover
Van insurance for disqualified drivers and those who have other motoring offences on their record takes into account your personal circumstances, as well as insuring your vehicle for commercial use. While the premiums for this specialist insurance may be higher, it provides an opportunity to get back on the road and start rebuilding your credibility as a safe and responsible driver.
Do I need convicted driver van insurance?
If you drive a van and you have motoring convictions, convicted van driver insurance is the wise choice. It will take into account your personal situation, giving you a better chance of finding affordable cover.
How much does it cost?
At Park Insurance, we leverage our position as preferred brokers to the UK's largest insurance providers to find the best deals for all our clients, regardless of whether they have a clean driving record or convictions. We'll never try to sell you insurance you don't need, and we'll always work on your behalf to find the best deal that suits your needs and budget.
Get moving with Park Insurance
For over 30 years, we’ve been sourcing the best insurance for banned drivers, those with penalty points, and van drivers who have racked up a few speeding penalties along the way. We're not here to judge you. Our insurance experts can find accident or conviction van insurance that takes into account your overall driving record, rather than just a single mistake.
We can also help you find insurance cover that won't penalise you financially if you've lost your no-claims bonus by having to claim for damage or theft. If you’re looking for specialist insurance cover, we can help. Contact us today to talk to one of our team, or use our Get A Quote feature for an instant online quote.