Why is it important?
Farm vehicle insurance is crucial to protect some of your most valuable business assets. Replacing a combine harvester or a tractor costs thousands of pounds, so protecting that investment with comprehensive insurance is essential.
Losing an essential piece of farming equipment isn't just a financial hit. It can stop your business in its tracks and even put the welfare of your livestock at risk. To get back up and running as quickly as possible, you need the reassurance of insurance.
Key benefits of farm vehicle insurance
An insurance policy not only covers the vehicles themselves, but may also provide extra cover for attachments and equipment such as ploughs and trailers. It can also offer financial protection for other items, such as GPS systems, which organised gangs of thieves can target.
Do I need agricultural vehicle insurance?
If you work on the land and use anything from a quad bike to get to your pastures to a combine harvester or potato harvester, you need insurance to keep your investment safe. Could you afford to replace a new tractor out of your own pocket? Or a quad bike, livestock trailer, or van? From farm car insurance to tractor insurance, agricultural vehicle cover is an essential part of farming life.
How much does it cost?
You can pay as little or as much as you want, depending on your needs. While it may seem like an additional expense, especially with the cost of running a farm these days, the question you should be asking is, can I afford not to have the right insurance?
Won’t my ordinary motor insurance cover my farm truck?
If you use a vehicle for business, from towing a trailer of livestock to market to driving to a different part of your farm on public roads, standard car insurance will not cover you for business use. You will need to take out specialist farm car insurance.
Why trust Park Insurance?
At Park, we want to see your agricultural business grow and flourish. That’s why our brokers can find insurance specifically designed to suit your needs and your budget. For over 30 years, we've been providing specialist insurance to businesses and individuals. We'll never sell you anything you don't need, and we'll always be there to answer any questions you have. Contact us today for more information, or use our online 'Get a Quote' function for fast, no-obligation quotes.