I'm only using volunteers at my street party - do I still need employers' liability insurance?
As long as the volunteers aren't immediate family members, you still need to take out employers' liability coverage to safeguard you against claims. This reflects your responsibility for the individuals you have asked to work for you - even in a voluntary context.
Who can take out street party insurance?
Whether you're a professional event or party planner or simply a local planning a street party for your road, you can secure this specialist insurance. If you haven't organised an event before, speak to a friendly insurance provider such as Park Insurance to ensure you take out all the cover you need for your street party.
What isn't covered by street party event insurance?
There are a few essential points to remember when throwing an insured street party. Your equipment coverage usually won't cover theft of items where there was no forceful entry or when unattended items were stolen. Likewise, vandalism may not be covered.
Always double-check all your hires, catering and supplies because you may not be covered for their failure to attend your event if you didn't confirm the booking. If your event is cancelled because you failed to abide by the regulations of your local authority or Highways agency, you won't be able to make a claim.
If you're organising a street party and would like some help finding the right insurance, get in touch with one of the experienced, friendly insurance experts at Park Insurance. We have decades of experience in specialist insurance policies. By learning about your event, we can tailor a bespoke street party insurance policy that provides all the protection you need.