Churches and Places of Worship Insurance

Religious buildings, temples, and churches need insurance in the same way as any other building with public access. These spaces of quiet contemplation and worship are open to everyone, but unfortunately, this accessibility can leave them open to vandalism, damage, and theft.

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As preferred brokers, we have access to insurers offering church insurance for everything from a large cathedral to a parish church. Many features are included as standard – benefits that some insurers charge extra for.

With our help, you can put together an insurance portfolio that covers everything from church building insurance to public liability, employer’s liability, and more.


Why is church insurance important?

As well as the risk of theft, vandalism, or damage to the interior, church buildings are often much older than other properties, leaving them susceptible to a range of issues, including water damage from leaking roofs and storm or flood damage. The costs of repairing church buildings can also be much higher due to the different materials used in their construction.

Precious elements such as stained-glass windows and irreplaceable artworks also make places of worship a target for thieves and vandals. Church insurance that covers property damage can protect your church building.

Park Insurance can also source additional cover, including

  • loss of income following an insured event,
  • theft by church officials,
  • public liability,
  • and the mandatory Employers' Liability required if your church employs staff - even part-time.

Churches are open to the public, which means your organisation could be at risk of a compensation claim for injury or damage to personal property. Church liability insurance provides coverage for the financial impact of such claims and the associated legal costs.

Why change insurance providers?

If your church or place of worship has been insured with the same company for many years, you may not be receiving the most suitable cover. At Park Insurance, we have found that many church leaders and charity administrators are unaware of the availability of alternative insurance packages and simply renew their policies without seeking a quotation. With any type of insurance, it is always wise to compare what’s on offer.

Our brokers are your direct link to insurance providers who can deliver cover that suits your needs and your finances. We are also able to offer Trustees' and Officers' Indemnity Cover for trustees, officers, and the church arising from alleged wrongful acts committed in their capacity as trustees or officers.


How much does it cost?

Insurance is an essential safeguard for organisations of all sizes, whether you’re running a small church or a large religious centre. While not having insurance may seem like a cost-saving initially, it’s worth considering the potential financial risk of being underinsured. Park Insurance is here to help you find the cover that suits your budget, tailoring policies to your exact needs without unnecessary extras.

Are all types of religious buildings covered?

Church insurance provides cover for all types of religious buildings. Your Park Insurance broker can go into more detail on each policy, helping you choose the right cover for your needs.


How do I know what level of liability insurance I need?

Church public liability insurance typically starts at £1 million, with higher limits available, depending on your needs. Your broker can help you determine the level of church liability insurance you require.


Our Service

At Park Insurance, we’ve spent over 30 years building a reputation as a broker you can trust. Our experience and personal involvement with churches, fellowships and religious groups puts us in a unique position to provide advice and quotations on the best policies available at a competitive price for your church.

You can use our online quote form for a free, no-obligation quote today, or speak to one of our advisors today to discuss tailored church insurance options.

Get in touch

Give us a call on 0117 301 8507 or click on the button below and we will be happy to contact you to discuss your needs.

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