Who benefits from clinic and surgery insurance?
Any clinic or surgery can benefit from insurance cover. This includes doctors and GPs, dentists, beauty clinics (including those offering specialist treatments such as weight loss), cosmetic surgery clinics, and private medical practices.
What’s covered?
Surgery and clinic insurance portfolios can cover a wide range of aspects, including:
- Buildings and contents cover
- Business interruption cover
- Public and employers' liability cover
- Index-linked buildings and contents sums insured
- Tenant's liability for damage to buildings following theft and damage to underground services
- Contents section extends to cover machinery, fixtures, fittings and documents whilst temporarily removed from premises
- Business interruption automatically includes denial of access, failure of public utilities, damage to underground services and closure of premises due to poisoning, murder, suicide or disease.
With Park Insurance, you also receive up to 25% No Claims Discounts and the chance to include other insurance in your package, such as specialist vehicle insurance. Please note that conditions apply to the features and benefits advertised.
FAQs
How much cover do you need?
Our recommendation is to take out the best clinic insurance cover you can afford. Your broker will work with you to determine the appropriate level of cover for your business.
What does your contents insurance cover?
Contents insurance covers the contents of the building. As clinics and surgeries often have equipment that is not typically covered by standard contents insurance, specialist clinic contents insurance is necessary to cover the cost of medical equipment, for example.
Is surgery insurance a legal requirement?
The only legal requirement is Employer's Liability insurance if you employ staff, whether full-time or part-time. However, if you're taking out financial loans to expand a practice, your lender may require you to have a comprehensive insurance policy before they will agree to a loan.
Park Insurance – the go-to brokers for clinic insurance
For over 30 years, Park Insurance has worked closely with the community to provide specialised insurance cover for a wide range of sectors, including clinicians, veterinarians, doctors, and beauty specialists. Our expert brokers offer straightforward, no-nonsense advice and use their experience and our position as preferred brokers to the insurance industry's leading providers to source the best quality cover for you.
Contact us to find out more, or use our Get A Quote feature for an instant, no-obligation online quote today.